The it becomes a debt cannot be repaid but once borrowed promise?
I think people’s I promise you want to borrow money, but need to pay off the debt and anxiety, not less.
I often hear talk about who actually borrowed the money with the promise of payment constitute, struggled to pay off.
[Experience] is not want if possible repayment difficulties are also supposed to borrow College money for the living promise 100000 Yen borrowed.
Borrowed money is something I want to pay early.
Do not want to promise to borrow money fell into debt, entreated parents eventually get repaid, teacher lawyer debt consolidation to ask such. Borrowed promise to avoid debt, what I should do?
Promise low monthly payments, Lac. But there’s a catch?
Promise to borrow some money and become debt really?
First of all, let’s look at loans main monthly minimum payments. 50000 Yen debt at 100000 Yen debt at 300000 yen borrowing at 500000 yen borrowing: promise 2,000 円 4,000 円 11,000 円 13,000 ¥ ACOM 3,000 円 5,000 円 13,000 円 15,000 ¥ AIFUL 4,000 円 4,000 ¥ 11, 000 13000 Yen 4,000 円 4,000 円 11,000 円 16,000 yen mobit co., Shinsei Bank of Lake 3,000 円 4,000 円 11,000 円 13,000 ¥ Mitsui Sumitomo Bank loans 2,000 円 2,000 円 6,000 ¥ 10,
000 yen Mizuho Bank loans 10,000 円 10,000 円 10,000 円 10,000 circle look at this table, you can see a promise compared to other loans, most less your monthly minimum payment in the set.
Promise employs balance slide principal fixed repayment scheme changes depending on the amount owed monthly payment.
Loan balance is 300000 yen, after the amount owed x to promise monthly payments is determined by the formula (rounding up less than 1000 yen) 3.61 percent.
Promise loan balance is 100000 Yen less than 100000 x 3.61% = 3610 Yen 1,000 yen appreciation, as payment for that month will be 4,000 yen.
Loan balance is 70000 Yen at 70000 x 3.61% = 2527 yen.
In a round-up that debt is 3,000 yen.
Loan balance is 50000 Yen in monthly repayment of 2000 yen.If 50000 Yen to 2,000 yen each paid by, principal alone makes 25 times the number of payments.
Actually have interest added, is the number of payments even more than 25 times.
Want to worry that, continues to pay off with the promise of monthly payments to 50000 Yen 25 times, spent more than two years, to repay, that is.
This little amount for monthly household budget-friendly.
But at the same time repayment period is much longer, more large interest on the total amount payable.
Even if leaving until when it finishes paying off.
It is becoming one big reason known as promise hell.
Pitfalls of hell often pay higher interest on here promise with 100000 yen (17.8% annually), let’s compare the total payments: pay pay pay 1, 12: 2, 24: 3, 36.
Under the repayment promise Web site we tried was as follows. 1: 100000 Yen at 12 principal repayment: 100000 Yen interest: 9894 Yen payment:109,894_円_2_:_10 10,000 circle 24 times in principal repayment: 100000 Yen interest: 19578 Yen payment:119,578_円_3_:_10 10,000 36 times to repay principal amount: 100 yen
, 000 yen interest: 29765 Yen payment: 129, 765 Yen borrowed, so the same circle of 100000 or more repayments, interest payments many.
If I repay the normally told from the monthly minimum payment amount if you borrowed the money with the promise, the promise it repay not.
Level repayment interest.
It is a promise to present you to avoid becoming a debt repayment does not end even when promise money to rent, minimum payment, not the early repayment, repayment is required. For when it could not pay even the minimum repayment amount of promise?
Real life cannot pay even the minimum payment amount in a pinch you may sometimes.
Before payment, so if you first contact a dialed call operator’s talk.
Words before the repayment date, if get to repay only the interest on the debt.
And this month the repayment can not seem to give up, not even contact the promise is absolutely bad.
Not only an additional delinquency, personal credit information on accident information, will be on a so-called black list.福岡県宮若市のプロミス店舗一覧検索